Camp Mystic, an all-girls Christian camp located in Hunt, Texas, has filed for Chapter 11 bankruptcy protection nearly a year after a devastating flash flood claimed the lives of 28 individuals on its premises. The filing, submitted Wednesday to the U.S. Bankruptcy Court for the Southern District of Texas, revealed the camp faces debts ranging from $10 million to $50 million, while its assets are reported to be under $10 million.

The tragedy occurred on July 4, 2025, when heavy rains caused the Guadalupe River to swell rapidly, engulfing the camp’s cabins and resulting in the deaths of 25 girls, two teenage counselors, and the camp’s longtime director, Dick Eastland. The incident was part of a larger flooding event that caused at least 135 fatalities across central Texas.

In the aftermath, Camp Mystic came under intense scrutiny from regulatory authorities and became the subject of wrongful-death lawsuits filed by families of the victims. Investigations found that the camp lacked a written evacuation plan and that senior leadership failed to act promptly on severe weather warnings ahead of the disaster. Authorities also noted deficiencies in the camp's emergency preparedness, citing failures in more than 20 safety categories.

Earlier this year, Camp Mystic withdrew its license application after regulators deemed its emergency protocols inadequate. The camp had initially planned to partially reopen for the summer season, which was to mark its 100th year and expected to welcome approximately 850 campers. However, opposition from state lawmakers as well as families of those who perished led to the cancellation of reopening plans.

Neither Camp Mystic nor representatives for the victims’ families responded to requests for comment on the bankruptcy filing. The financial restructuring signals a critical juncture for the institution as it navigates ongoing legal challenges and regulatory hurdles nearly twelve months after the flood upended its operations.