Section
Personal Finance
It’s never too late to boost your income - 10 tips to try if you are already retired
Financial experts highlight several strategies retirees can use to increase their income, including transferring the marriage allowance between spouses, renting out spare rooms through the…
I’m an NHS GP – can I take a lump sum at 55?
A 55-year-old NHS general practitioner in Scotland has questioned the management of their pension split between England and Scotland and the option to take an…
The peril of incurring ‘good debt’ to invest
Many individuals accumulate substantial debt under the belief that "good debt" such as mortgages or study loans will generate wealth, but experts warn this can…
I’m 55 now – will my state pension age go up?
The UK state pension age is scheduled to rise from 66 to 67 between 2026 and 2028, and then to 68 between 2044 and 2046,…
‘I’m living my retirement dream – but it’s only possible in France’
Janet Coopey, a retired teacher from Devon, moved to Brittany nearly two years ago, purchasing a cottage at a significantly lower price than comparable UK…
‘I turned my property into my pension when I downsized’
Louise Purchase, aged 76, downsized twice in a Hampshire retirement complex to raise funds for her financial security following her husband's death. Her case highlights…
Rollovers From 529 to Roth May Face a Hitch
A provision in the SECURE 2.0 Act allows transfers of up to $35,000 from 529 college savings plans to Roth IRAs after the account has…
Rising costs are putting early retirement plans to the test
Bob Lai and others pursuing early retirement through the FIRE movement are adjusting their timelines and spending habits due to rising living costs, particularly groceries…
Add TFSAs to your retirement readiness list
Canadian retirees are increasingly using Tax-Free Savings Accounts (TFSAs), with those aged 65 to 69 contributing an average of $13,538 in 2023, exceeding the annual…
Young people use AI to manage finances amid budgeting struggles
Nearly half of UK adults have used AI tools to assist with personal finance, with usage especially high among 25-to-34-year-olds who report significantly greater savings.…