Study ranks most expensive states for divorce in the US

By the Editorial Team · Tuesday, October 6, 2026

California has been identified as the most expensive state for divorce, with average individual costs reaching $14,656, followed by New York and Texas among the top five. The study reveals significant cost variations across states and shows that divorce expenses increase substantially when children are involved, underlining the need for individuals to carefully assess their financial readiness before proceeding.

A recent analysis of divorce costs across the United States has identified California as the most expensive state to end a marriage, with individuals facing average expenses of $14,656. Following closely is New York, where the average cost per person reaches $13,971. Texas, Connecticut, and New Jersey complete the list of the five most costly states, with divorce fees ranging from approximately $12,400 to $13,000 per individual.

The study, conducted by fintech firm Self Financial, draws on data from various sources, including the Centers for Disease Control and Prevention, to estimate the financial impact of divorce nationwide. On average, a divorce in the U.S. costs around $10,080 per person. The presence of children increases expenses significantly, with costs rising by an average of 37.17%, or $3,747, reflecting additional complexities such as child support, custody arrangements, and related legal considerations.

In contrast, states such as Montana and New Mexico offer more affordable options for individuals seeking a divorce. Both states reported average costs below $6,800 per person, nearly half the national average. The substantial variation in expenses highlights differing legal structures, court fees, and average attorney charges across states.

Researchers caution that the financial consequences of divorce extend beyond filing fees or legal representation. The end of a marriage often involves extensive settlements, including division of assets, debts, and ongoing obligations, which can strain personal finances. The study emphasizes the importance for couples to carefully evaluate their financial situation and obligations before initiating divorce proceedings, as the process frequently entails thousands of dollars in legal fees and settlements.

According to the study’s breakdown, the average total cost per couple in the top five most expensive states is as follows: California at $29,313; New York at $27,943; Texas at $25,875; Connecticut at $24,928; and New Jersey at $24,813. These figures underscore the significant financial burden that divorce can impose, especially in densely populated and higher-cost-of-living states.

Overall, the findings reflect both the emotional and monetary challenges associated with divorce, highlighting the importance for individuals to prepare and understand the potential expenses involved in dissolving a marriage.

This article was reported by synthesizing coverage from multiple independent news outlets to present a balanced, unbiased account. Read about our editorial standards. Spotted an error? Let us know.