We worry for 22 hours a week about our finances

By the Editorial Team · Monday, July 27, 2026

A recent survey found that nearly two-thirds of adults spend an average of 22 hours per week worrying about finances, with the highest levels of concern reported in the North East and lowest in Scotland. This financial anxiety significantly impacts daily life, causing many to cut back on essentials, avoid future planning, and experience reduced relaxation and social interaction.

Nearly two-thirds of adults spend an average of 22 hours per week worrying about their financial situation, according to a recent survey. The study, conducted in June among more than 2,000 participants, highlights significant regional variations in the amount of time people devote to financial anxiety.

Individuals living in the North East reported the highest level of financial concern, spending approximately 26.6 hours weekly thinking about money. This was followed by those in the North West, who averaged 24.6 hours, and the South West, where people spent about 24 hours a week on financial worries. Conversely, respondents in Scotland exhibited the lowest average, with only 17.3 hours of money-related concern each week.

The survey also revealed the broader impact of financial stress on daily life. Over 30 percent of respondents admitted to cutting back on essentials such as food and heating due to money worries. Additionally, around 30 percent said that anxiety about their finances had prevented them from making future plans over the past year. More than a quarter noted that financial concerns interfered with their ability to relax during leisure time, while one in five acknowledged that money insecurity reduced the frequency of their social interactions with friends or family.

Another notable finding is the behavior of constantly checking bank balances; over one-quarter of respondents reported reviewing their accounts multiple times in a single day seeking reassurance.

Vix Leyton, a consumer expert at thinkmoney, which commissioned the survey, emphasized that the cost of financial difficulties extends beyond monetary loss. Leyton stated that the research underscores how financial pressures consume people’s time and attention, influencing their confidence, personal relationships, and how they spend free time.

This study sheds light on the considerable emotional and practical toll of financial insecurity across different regions, highlighting the pervasive nature of money-related stress and its effects on everyday life.

This article was reported by synthesizing coverage from multiple independent news outlets to present a balanced, unbiased account. Read about our editorial standards. Spotted an error? Let us know.